Terms of Service

1. Acceptance of Terms

By accessing and using FinBananas, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

FinBananas provides personal finance management tools including transaction tracking, net worth calculation, investment monitoring, financial calculators, and AI-powered financial advice. The service is provided "as is" and we reserve the right to modify or discontinue features at any time.

3. User Accounts

• Create an account with accurate information
• Maintain the security of your account credentials
• Be at least 18 years of age
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account

4. Financial Information Disclaimer

The financial calculations, projections, and advice provided by FinBananas are for informational purposes only and should not be considered as professional financial advice. We do not guarantee the accuracy of calculations or the suitability of recommendations for your specific situation. Always consult with qualified financial professionals before making significant financial decisions.

5. User Responsibilities

• Provide accurate financial information
• Use the service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not use the service to engage in fraudulent activities
• Respect the intellectual property rights of FinBananas

6. Data Accuracy

While we strive to provide accurate calculations and data processing, we cannot guarantee that all information will be error-free. You are responsible for verifying the accuracy of all data and calculations before making financial decisions.

7. Intellectual Property

All content, features, and functionality of FinBananas are owned by us and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Limitation of Liability

FinBananas and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service, including but not limited to financial losses based on calculations or advice provided by the platform.

9. Termination

We reserve the right to terminate or suspend your account at any time for violation of these terms or for any other reason. You may also terminate your account at any time by contacting us. Upon termination, you will lose access to your data unless you export it beforehand.

10. Changes to Terms

We may modify these Terms of Service at any time. We will notify users of significant changes via email or through the application. Continued use of the service after changes constitutes acceptance of the modified terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

12. Contact Information

For questions about these Terms of Service, please contact us through the app's support channels.